EN BM

Fees and Charges

SME Bank Fees & Charges

Processing Fee

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Term and Revolving Financing
- Up to RM10 million	Not applicable	RM50,000
- RM10 million to RM20 million	Not applicable	RM75,000
- Above RM20 million	Not applicable	RM100,000

Facilty Fee for Contract Financing

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Facility Fee for Contract Financing	0.1% of financing amount

Amendment / Variation of Facility Term & Condition

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Amendment / Variation of Facility Term & Condition	Not applicable	RM500

Restructuring / Rescheduling of Facility

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Restructuring / Rescheduling of Facility	Not applicable	RM200

Redemption Letter / Statement

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Redemption Letter / Statement	Not applicable	RM100

Cancellation Fee

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Cancellation Fee	Not applicable	0.25% of the facility limit upon cancellation of the Letter of Offer.

Letter of Disclaimer cum Redemption cum Undertaking (Letter of Undertaking) for Bridging Accounts

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Letter of Disclaimer cum Redemption cum Undertaking (Letter of Undertaking) for Bridging Accounts
- 1st issuance	RM500
- Reissuance	RM100

Letter of Support

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Letter of Support	RM100 for each issuance (not applicable to Micro Enterprises)

Trading Fee (brokerage fee)

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Trading Fee (brokerage fee) [Charged by Bursa Suq Al-Sila’ (BSAS)]	RM10 for RM1,000,000 or part thereof for every transaction.

Bank Guarantee Fee

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Bank Guarantee Fee Issuance, renewal and amendments related to increase in amount and extension of expiry date / claim period	0.125% per month or minimum RM100 per issuance
Other amendments (Other than increase in amount and extension of expiry date / claim period)	RM50	RM100

Trade Finance Related

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Trade Finance Related
Issuance of Letter of Credit (LC)	0.15% per month or minimum RM100
Handling Fee (Handling negotiation and payment of LC)	RM100
LC amendment (Extension of validity period or incremental value)	0.15% per month or minimum RM100
Other amendments to LC	RM100
Issuance of Shipping Guarantee	0.20% on invoice value
SWIFT charges (for foreign correspondences)	RM100
Charges in lieu of FOREX (Administrative cost for monitoring the rate, phone, fax and etc.)	RM100

Banking Operations

Fees & Charges	Micro, Small and Medium Enterprises*	Large Enterprise
Banking Operations Audit Confirmation (Account Statement)	RM50	RM100
Telegraphic Transfer
- RENTAS Fee	Inward: Nil
- RENTAS Fee	Outward: RM10
- Interbank Giro (IBG) for amount below than RM10,000	RM2
Stamp Duty	RM10 per stamping (as per Stamp Duty Act)

*Not applicable for Micro & SMEs categories under National SME Development Council (NSDC).

**Fee is exclusive of Stamp Duty

The above Fees & Charges are subject to 8% Sales and Service Tax (SST), where applicable, as imposed by the Royal Malaysian Customs Department.

Illustration on Ta’widh (compensation) for Sale-Based Financing

Illustration on Ta’widh (compensation) for Sale-Based Financing

Illustration on Ta’widh (compensation) for Sale-Based Financing

UDA

Tekun

SMECORP

SKM

PUNB

pernas

perbankanislam

MOF

MKM

medac

insken

fmb

bnm

bank rakyat

aim

adfim