Purpose

• Asset acquisitions (except land & building); and
• Working capital requirement

Eligibility

• Bumiputera MSMEs as defined by SME Corp.
• Registered with Suruhanjaya Syarikat Malaysia (“SSM”), or authorities/district offices (for Sabah and Sarawak), or statutory bodies for professional service providers
• Must be a Resident controlled Bumiputera MSMEs (minimum of 51% Malaysian equity ownership and 51% Malaysian directorship).
• Shariah-compliant business.
• Confirmation that the customer has been appointed/enrolled with selected Anchor under Umbrella Financing Program

Financing Facilities

• Commodity Murabahah Term Financing-i (CMTF-i)
• Ijarah Thummal Bai` (ITB) Financing

Financing Limit

• Minimum: RM50,000
• Maximum: RM1.0 million

Profit Rate

4.0% per annum

Margin of Financing

• Asset acquisitions: Up to 80%
• Working capital requirement: Up to 100%

Financing Tenure

• Asset acquisitions: Up to 7 years including grace period of not more than 12 months
• Working capital: Up to 5 years including grace period of not more than 12 months

Collateral

No collateral is required for this financing.

Takaful

For working capital financing involving purchase of stock (materials raw, semi-finished goods) shall be covered by Takaful coverage.

Fees and Charges

Click here for Fees and Charges

Product Disclosure Sheet

Pembiayaan Ekosistem Payung