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Pembuatan - Jualan Tahunan < RM300,000 ATAU Pekerja < 5

Perkhidmatan & Sektor Lain - Jualan Tahunan RM300,000 ATAU Pekerja < 5


Pembuatan - Jualan Tahunan RM300,000 < RM15 juta ATAU Pekerja Dari 5 hingga < 75

Perkhidmatan & Sektor Lain - Jualan Tahunan RM300,000 < RM3 juta ATAU Pekerja Dari 5 hingga < 30


Pembuatan - Jualan Tahunan RM15 juta ≤ RM50 juta ATAU Pekerja Dari 75 hingga < 200

Perkhidmatan & Sektor Lain - Jualan Tahunan RM3 juta ≤ RM20 juta ATAU Pekerja Dari 30 hingga < 75

We wish to inform that our banking operations at the following SME Bank Enterprise/ Business Networks will cease to operate beginning 1 May 2019, with the last day of operations on 30 April 2019.

Closure of SME Bank Branch  New Business Centres 

Sentral Enterprise Centre
Kuala Lumpur

SME Bank Head Office
Jalan Sultan Ismail, 50250 Kuala Lumpur, Wilayah Persekutuan

Kangar Enterprise Centre

Alor Setar Enterprise Centre
No 87 & 88, Kompleks Perniagaan Sultan Abdul Hamid,
Persiaran Sultan Abdul Hamid,05050 Alor Setar, Kedah

Rawang Business Centre

Shah Alam Enterprise Centre
Lot 23 & 23A, Vista Alam Jalan Ikhtisas, Seksyen 14,
40000 Shah Alam, Selangor


The banking operations and services of the affected clients will be transferred to the new identified business network automatically. Services will continue as usual as there will be no change to the account number. 

For more info, please call our Customer Service Centre at 03-2603 7700.


Payment for SME Bank Financing

You can make your financing payments through these simple steps

For CIMB Clicks Account Holders

  • Head on to the genuine Cimb Clicks website.

  • Select Pay & Transfer 

cimb 1

  • At the Biller section, select SME Bank (Small Medium Enterprise Development Bank Malaysia Berhad).

cimb 2

  • Please ensure you have provided the following details:

    1. Customer Payment Account Number 14 digits:
    2. Telephone number
    3. Customer Name
    4. Payment amount

cimb 3

Maybank2u Account Holders

  • Head on to the genuine Maybank2u website.

  • Select Pay & Transfer

mb 1

  • Under the Pay tab, search for SME Bank.

mb 2

  • Please ensure the following details are inserted correctly:
    1. Customer Payment Account Number 14 digits
    2. Customer / Company Name
    3. Payment amount

mb 3

  •  Click Pay once you have completed the above details.

Payment instruction must include the following information :

  1. Customer Repayment Account Number 14 digits - 98955 XXXXXXXXX
  2. Customer Name
  3. Amount

Other banks’ Internet banking account holder

Below is the step by step for Customers that owns other Bank’s Internet Banking Account Holder:

Bank Islam

  • Head on to Bank Islam genuine website and enter your credentials.

  • Select Funds Transfer > Interbank > Instant Transfer.

BI 1

  • At the Transfer Type section, select Fund Transfer to Savings / Current Account.
  • Select Cimb Bank Berhad at the Recipient Bank section.

BI 2

  • Enter your company name in the Reference section.

  • Please ensure the above details are correct.

BI 3

  • Click confirm to complete the payment process.


Fees & Charges Micro, Small and Medium Enterprises1 Large Enterprise
Processing Fee
Term and Revolving Financing
  • Up to RM10 million
Not Applicable RM50,000
  • RM10 million to RM20 million
Not Applicable RM75,000
  • Above RM20 million
Not Applicable RM100,000
Facility Fee for Contract Financing  0.1% of financing amount 
Amendment/ Variation of Facility Term & Condition Not Applicable RM500
Restructuring / Rescheduling of Facility Not Applicable RM200
Redemption Letter / Statement Not Applicable RM100
Letter of Support RM100 for each issuance
(Not applicable to Micro Enterprises)
Brokerage Fee
[Charged by Bursa Suq Al-Sila’ (BSAS)]
RM15 for RM1,000,000 or part thereof for every transaction.
Cancellation Fee Not Applicable 0.25% of the facility limit upon cancellation of the Letter of Offer.
Bank Guarantee Fee
Issuance, renewal and amendments related to increase in amount and extension of expiry date/claim period
0.125% per month or minimum RM100 per month 
Other amendments (Other than increase in amount and extension of expiry date/claim period) RM50 RM100
Trade Finance Related
Issuance of Letter of Credit (LC)
0.15% per month or minimum RM100
Handling Fee (Handling negotiation and payment of LC) RM100
LC amendment (Extension of validity period or incremental value) 0.15% per month or minimum RM100
Other amendments to LC RM100
Issuance of Shipping Guarantee 0.20% of invoice value
SWIFT charges (for foreign correspondences) RM100
Charges in lieu of FOREX (Administrative cost for monitoring the rate, phone, fax and etc.) RM100
Banking Operations
Audit Confirmation (Account Statement)
RM50 RM100
Telegraphic Transfer
  • RENTAS Fee
Inward: Nil
Outward: RM10
  • Interbank Giro (IBG) for amount below than RM10,000
Stamp Duty RM10 per stamping (as per Stamp Duty Act)



1. Micro, Small and Medium Enterprise as defined by National SME Development Council (NSDC).
2. All the above Fees & Charges are exclusive of Goods & Services Tax (GST).

Applying for business financing is now easier with MySMEBank online application

Hubungi Kami:
Menara SME Bank,
Jalan Sultan Ismail,
50250 Kuala Lumpur

Tel: +603 2603 7700