We wish to inform that our banking operations at the following SME Bank Enterprise/ Business Networks will cease to operate beginning 1 May 2019, with the last day of operations on 30 April 2019.

Closure of SME Bank Branch  New Business Centres 

Sentral Enterprise Centre
Kuala Lumpur

SME Bank Head Office
Jalan Sultan Ismail, 50250 Kuala Lumpur, Wilayah Persekutuan

Kangar Enterprise Centre

Alor Setar Enterprise Centre
No 87 & 88, Kompleks Perniagaan Sultan Abdul Hamid,
Persiaran Sultan Abdul Hamid,05050 Alor Setar, Kedah

Rawang Business Centre

Shah Alam Enterprise Centre
Lot 23 & 23A, Vista Alam Jalan Ikhtisas, Seksyen 14,
40000 Shah Alam, Selangor


The banking operations and services of the affected clients will be transferred to the new identified business network automatically. Services will continue as usual as there will be no change to the account number. 

For more info, please call our Customer Service Centre at 03-2603 7700.


Fees & Charges Micro, Small and Medium Enterprises1 Large Enterprise
Processing Fee
Term and Revolving Financing
  • Up to RM10 million
Not Applicable RM50,000
  • RM10 million to RM20 million
Not Applicable RM75,000
  • Above RM20 million
Not Applicable RM100,000
Facility Fee for Contract Financing  0.1% of financing amount 
Amendment/ Variation of Facility Term & Condition Not Applicable RM500
Restructuring / Rescheduling of Facility Not Applicable RM200
Redemption Letter / Statement Not Applicable RM100
Letter of Support RM100 for each issuance
(Not applicable to Micro Enterprises)
Brokerage Fee
[Charged by Bursa Suq Al-Sila’ (BSAS)]
RM15 for RM1,000,000 or part thereof for every transaction.
Cancellation Fee Not Applicable 0.25% of the facility limit upon cancellation of the Letter of Offer.
Bank Guarantee Fee
Issuance, renewal and amendments related to increase in amount and extension of expiry date/claim period
0.125% per month or minimum RM100 per month 
Other amendments (Other than increase in amount and extension of expiry date/claim period) RM50 RM100
Trade Finance Related
Issuance of Letter of Credit (LC)
0.15% per month or minimum RM100
Handling Fee (Handling negotiation and payment of LC) RM100
LC amendment (Extension of validity period or incremental value) 0.15% per month or minimum RM100
Other amendments to LC RM100
Issuance of Shipping Guarantee 0.20% of invoice value
SWIFT charges (for foreign correspondences) RM100
Charges in lieu of FOREX (Administrative cost for monitoring the rate, phone, fax and etc.) RM100
Banking Operations
Audit Confirmation (Account Statement)
RM50 RM100
Telegraphic Transfer
  • RENTAS Fee
Inward: Nil
Outward: RM10
  • Interbank Giro (IBG) for amount below than RM10,000
Stamp Duty RM10 per stamping (as per Stamp Duty Act)



1. Micro, Small and Medium Enterprise as defined by National SME Development Council (NSDC).
2. All the above Fees & Charges are exclusive of Goods & Services Tax (GST).




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Supplementary Renewed Facility <br />(i-SURF)

Supplementary Renewed Facility

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i-Pembiayaan Premis Perniagaan

With i-3P, you can purchase or refinance business premises and at the same time secure working capital for your business growth.
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Hubungi Kami:
Menara SME Bank,
Jalan Sultan Ismail,
50250 Kuala Lumpur

Tel: +603 2603 7700