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MICRO ICONMikro

Pembuatan - Jualan Tahunan < RM300,000 ATAU Pekerja < 5

Perkhidmatan & Sektor Lain - Jualan Tahunan RM300,000 ATAU Pekerja < 5

SMALL ICONKecil

Pembuatan - Jualan Tahunan RM300,000 < RM15 juta ATAU Pekerja Dari 5 hingga < 75

Perkhidmatan & Sektor Lain - Jualan Tahunan RM300,000 < RM3 juta ATAU Pekerja Dari 5 hingga < 30

MEDIUM ICONSederhana

Pembuatan - Jualan Tahunan RM15 juta ≤ RM50 juta ATAU Pekerja Dari 75 hingga < 200

Perkhidmatan & Sektor Lain - Jualan Tahunan RM3 juta ≤ RM20 juta ATAU Pekerja Dari 30 hingga < 75

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KUALA LUMPUR: Program Keusahawanan Asnaf SME Bank (ISHRAF 2.0) telah berjaya mencapai jualan terkumpul sebanyak RM3.6 juta melalui 79 peserta setakat suku ketiga 2022.
 
Menteri Pembangunan Usahawan dan Koperasi, Datuk Ewon Benedick berkata SME Bank memperuntukkan dana Zakat sebanyak RM600,000 bagi program itu manakala rakan strategiknya iaitu Yayasan Pembangunan Ekonomi Islam Malaysia (YaPEIM) serta SME Corporation Malaysia (SME Corp) masing-masing menyediakan dana berjumlah RM284,400 dan RM190,000.
Penambahan dana itu membolehkan program berkenaan memberi manfaat kepada lebih ramai usahawan Asnaf di enam negeri seperti Perlis, Kedah, Negeri Sembilan, Melaka, Sabah dan Kuala Lumpur berbanding edisi ISHRAF 1.0.
 
Presiden Kumpulan/Ketua Pegawai Eksekutif SME Bank, Datuk Wira Aria Putera Ismail berkata lima peserta program ISHRAF 2.0 terbaik telah mencatatkan purata jualan sebanyak RM22,000 sebulan.
 
Beliau menjelaskan jualan keseluruhan peserta meningkat dengan purata sebanyak RM5,100 sebulan sejak menyertai program ISHRAF 2.0, berbanding RM3,300 sebulan sebelum ini.
 
Program ISHRAF 2.0 yang bermula pada November 2021 merupakan kesinambungan daripada ISHRAF 1.0 yang bertujuan memperbaiki keadaan hidup Asnaf dan usahawan mikro yang terjejas akibat pandemik COVID-19.
 
Antara topik yang dibincangkan oleh para peserta ialah penyediaan pelan serta model perniagaan, pemasaran digital dan pengurusan kewangan.
 

KUALA LUMPUR: SME Bank Asnaf Entrepreneurship Programme (ISHRAF 2.0) has successfully achieved cumulative sales of RM3.6 million through 79 participants as of the third quarter of 2022.

Minister of Entrepreneur Development and Cooperatives Datuk Ewon Benedick said SME Bank has allocated a Zakat fund of RM600,000 for the programme while strategic partners, Yayasan Pembangunan Ekonomi Ekonomi Malaysia (YaPEIM) and SME Corporation Malaysia (SME Corp), have each allocated funds amounting RM284,400 and RM190,000 respectively.

He said the addition of funds allowed the programme to benefit more Asnaf entrepreneurs in six states namely Perlis, Kedah, Negeri Sembilan, Melaka, Sabah and Kuala Lumpur compared to the ISHRAF 1.0 edition.

SME Bank group president/chief executive officer Datuk Wira Aria Putera Ismail said the five best ISHRAF 2.0 programme participants have recorded an average sale of RM22,000 per month.

He said overall participants' sales have increased with an average sale of RM5,100 per month since joining the ISHRAF 2.0 program, up from RM3,300 per month previously.

The ISHRAF 2.0 programme, which began in November 2021, is a continuation of ISHRAF 1.0 that aimed to improve the living conditions of Asnaf and microentrepreneurs affected by the COVID-19 pandemic.

Among the topics covered by the participants were the preparation of business plans and models, digital marketing and financial management.

Source : New Straits Times Online, 21 Dec 2022

 

SUSTAINABILITY is an important value-add for small and medium enterprises (SMEs) and is transitioning from a "nice to have" to a "must-have". Consumers, investors and regulators are increasingly displaying a preference for sustainable business practices and consciously assessing businesses based on environmental , social and governance (ESG) criteria.

SMEs are generally more vulnerable to impacts from environmental and social issues but are equally more responsive to business trends and can create a positive impact on sustainable development.

However, most sustainability approaches are tailored to corporates and disparate to approaches for SMEs. SMEs require practical guidance and pragmatic approaches that consider SME-specific challenges and opportunities.

To assist Malaysian SMEs in adopting sustainability, the UN Global Compact Network Malaysia and Brunei (UNGCMYB) recently launched the SME Sustainability Action Guide.

The guide explains the importance of sustainability to SMEs and why the adoption of ESG practices makes good business sense . It also gives a clear step-by-step action approach to how sustainability can be implemented.

Source : The Malaysian Reserve, 5 Dec 2022

TheMalaysianReserve 5Dec2022

 

SMALL and Medium Enterprises (SMEs) in Malaysia contributed 37.4 per cent to the country's gross domestic product (GDP) last year. Deputy Premier Datuk Amar Awang Tengah Ali Hasan, who is also Minister of International Trade, Industry and Investment, said the country's SMEs also provided 47.8 per cent of employment opportunity.

21222 BorneoPost Kuching

Source : Borneo Post (Kuching), 2 Dec 2022

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