EN BM

Micro

Manufacturing - Sales turnover < RM300,000 OR Employees < 5

Service & Other Sectors - Sales turnover < RM300,000 OR Employees < 5

Small

Manufacturing - Sales turnover < RM300,000 < RM15Mil OR Employees: From 5 < 75

Service & Other Sectors - Sales turnover < RM300,000 < RM3Mil OR Employees: From 5 < 30

Medium

Manufacturing - Sales turnover < RM15Mil < RM50Mil OR Employees: From 75 < 200

Service & Other Sectors - Sales turnover < RM3Mil < RM20Mil OR Employees: From 30 < 75

Announcement

announcement

SME Bank Sandbox Competition 2023

SME Bank is pleased to introduce the SME Bank Sandbox Competition 2023. This competition is an opportunity..

announcement

Revision of Base Financing Rate (BFR)

Please be advised that effective 1 June 2023, SME Bank's Base Financing Rate (BFR) will be revised as follows:

SME Bank Xcess 2023

Take this opportunity to connect with international trade partners and SMEs and explore the possibility of expanding and growing your business and network

The services we offer

Cash Line-i

A shariah compliant short term financing facility to finance working capital requirements that is revolving in nature but without the platform of a current account.

High Tech & Green Facility (HTG)

Designed to help SMEs and innovative start-ups to grow their businesses and invest in strategic and technologies fields for a sustainable and entrenched economic recovery.

Commodity Murabahah Term Financing-i (CMTF-i)

CMTF-i is a term financing for fixed asset acquisition and/or working capital and is calculated based on a fixed or variable rate basis.

youngentrepreneur

Young Entrepreneur Fund 2.0 (YEF 2.0) Financing

YEF 2.0 is designed to assist and support young entrepreneurs to elevate their businesses to higher level and remain viable post-COVID-19 or to start a new business under SME Bank Umbrella initiative.

technologytransform

SME Technology Transformation Fund (STTF)

To provide financial assistance to Small and Medium Enterprises (SMEs) to adopt digitalisation and/or automation in their business operations in achieving higher productivity, process efficiency, efficient cost management and greater market penetration.

Contract Financing

Contract Financing is a financing package using the existing financing facilities which are already available in the Bank. It offers financing to customers who are Main Contractors or Nominated Sub-Contractors having..