SMEBank innerpage Products

  • Payment for SME Bank Financing

    You can make your financing payments through the following channels :

    Payment Channels

     

    Payment method via Internet Banking

    CIMB Clicks Account Holders

    Option 1: Through ‘Transfer – Within CIMB Bank’
    Option 2: Through Pay Bills

     

    Payment instruction must include the following information :

    1. Customer Repayment Account Number 14 digits - 98955 XXXXXXXXX
    2. Telephone number
    3. Customer Name
    4. Repayment amount

    Maybank2u Account Holders

    Option 1: Through ‘Transfer – New Interbank Fund Transfer – Make a one off transfer to CIMB Bank Berhad’

    Payment instruction must include the following information :

    1. Customer Repayment Account Number 14 digits - 98955 XXXXXXXXX
    2. Telephone number
    3. Customer Name
    4. Repayment amount
    5. Recipient ID Validation – Choose “No”

     

    Option 2: Through ‘Bill Payment – All Payee – SME Bank’

    Payment instruction must include the following information :

    1. Customer Repayment Account Number 14 digits - 98955 XXXXXXXXX
    2. Customer Name
    3. Amount

    Other banks’ Internet banking account holder

    • Over the counter at Bank Simpanan Nasional and CIMB Bank Collect Service counter.
    • CIMB Bank ATM (Automatic Teller Machine – Direct Transfer)
    • Cash Deposit Machine / Cheque at CIMB Bank

    Payment instruction must include the following information :

    1. Customer No. 14 digits - 98955 XXXXXXXXX
    2. Amount

    Through ‘Fund Transfer’ from Customer’s bank account through Interbank GIRO or Instant Transfer or RENTAS to CIMB Bank Berhad.

    Internet banking instruction must include the following information:

    1. Customer 14 digit No. - 98955 XXXXXXXXX
    2. Telephone No.
    3. Customer Name
    4. Amount
    5. *Recipient ID validation – Select “No.” (if applicable)
  • Fees & Charges

    Micro, Small and Medium Enterprises1

    Large Enterprise

    Processing Fee
    Term and Revolving Financing
       
    • Up to RM10 million

    Not Applicable

    RM50,000

    • RM10 million to RM20 million

    Not Applicable

    RM75,000

    • Above RM20 million

    Not Applicable

    RM100,000

    Facility Fee for Contract Financing

    0.1% of financing amount

    Amendment/ Variation of Facility Term & Condition

    Not Applicable

    RM500

    Restructuring / Rescheduling of Facility

    Not Applicable

    RM200

    Redemption Letter / Statement

    Not Applicable

    RM100

    Letter of Support

    RM100 for each issuance
    (Not applicable to Micro Enterprises)

    Brokerage Fee
    [Charged by Bursa Suq Al-Sila’ (BSAS)]

    RM15 for RM1,000,000 or part thereof for every transaction.

    Cancellation Fee

    Not Applicable

    0.25% of the facility limit upon cancellation of the Letter of Offer.

    Bank Guarantee Fee

    Issuance, renewal and amendments related to increase in amount and extension of expiry date/claim period

    0.125% per month or minimum RM100 per month

    Other amendments (Other than increase in amount and extension of expiry date/claim period)

    RM50

    RM100

    Trade Finance Related

    Issuance of Letter of Credit (LC)

    0.15% per month or minimum RM100

    Handling Fee (Handling negotiation and payment of LC)

    RM100

    LC amendment (Extension of validity period or incremental value)

    0.15% per month or minimum RM100

    Other amendments to LC

    RM100

    Issuance of Shipping Guarantee

    0.20% of invoice value

    SWIFT charges (for foreign correspondences)

    RM100

    Charges in lieu of FOREX (Administrative cost for monitoring the rate, phone, fax and etc.)

    RM100

    Banking Operations
    Audit Confirmation (Account Statement)

    RM50

    RM100

    Telegraphic Transfer
    • RENTAS Fee

     

    Inward: Nil
    Outward: RM10

    • Interbank Giro (IBG) for amount below than RM10,000

    RM2

    Stamp Duty

    RM10 per stamping (as per Stamp Duty Act)

     

    Note:

    1. Micro, Small and Medium Enterprise as defined by National SME Development Council (NSDC).
    2. All the above Fees & Charges are exclusive of Goods & Services Tax (GST).

 

OUR OFFERINGS

MySMEBina

MySMEBina

MySMEBina is a financing programme for construction and infrastructure projects awarded by Federal Government, State Government, Government Link Companies (GLCs) and its subsidiaries.
Read More

MySMEBekal

MySMEBekal

MySMEBekal is a complete short term financing programme to supply or maintain the contract awarded by Federal Government, State Government, Government Agencies, Government Link Companies (GLC) and its subsidiaries.
Read More
Supplementary Renewed Facility <br />(i-SURF)

Supplementary Renewed Facility
(i-SURF)

i-SURF is an automatic additional financing of working capital for SME Bank’s existing customers who have collateral of property and / or Sijil Pelaburan Am Mudharabah/ Fixed Deposit charged/ pledged to the bank and have shown good repayment records.
Read More
i-Pembiayaan Premis Perniagaan

i-Pembiayaan Premis Perniagaan

With i-3P, you can purchase or refinance business premises and at the same time secure working capital for your business growth.
Read More
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Contact Us:
Menara SME Bank,
Jalan Sultan Ismail,
50250 Kuala Lumpur

Tel: +603 2603 7700
customercare@smebank.com.my