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i-SURF is an automatic additional working capital financing for SME Bank’s existing customer that pledged or charged their property and / or Sijil Pelaburan Am Mudharabah / Fixed Deposit as collateral.

Purpose

  • For working capital (inclusive of legal fees, stamp duty and documentation cost)

Eligibility

  • Existing customer of SME Bank
  • Paid at least 30% of the existing scheduled payment
  • Payment record of not more than one (1) month in arrear
  • Still under SME status
  • Posses existing collateral in form of property and/or Sijil Pelaburan Am Mudharabah / Fixed Deposit
  • No records of restructuring / reschedule during the financing period
  • Company / firm is solvent

Financing Concept

  • ​Commodity Murabahah Term Financing-i (CMTF-i)​

Financing Limit

  • Up to RM3.0 million

Financing Tenure

  • Up to the original tenure

 

Profit Rate

  • Up to BFR + 1.5% p.a.

 

Collateral

  • Subsequent charge to the existing collateral

Download Supplementary Renewed Facility (i-SURF)

Supplementary Renewed Facility (i-SURF) Brochure
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Product Disclosure Sheet

 

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Contact Us:
Menara SME Bank,
Jalan Sultan Ismail,
50250 Kuala Lumpur

Tel: +603 2603 7700
customercare@smebank.com.my