Increase your product marketability and transform your business from Micro to Small category.

Purpose

• ​Working Capital

Eligibility

• The applicant must be Micro Enterprise Company with the following : 
  • Minimum of 51% Bumiputera equity ownership with good credit records.
  • Chief Executive Officer / Managing Director must be Bumiputera.
  • Majority of the Management are Bumiputera
• The business is owner operated.
• Registered under the Companies Commission of Malaysia Act 2001 or Co-operative Societies Act 1993.
• The company is in operations for at least 2 years and profitable in current year.
• Minimum Turnover of RM150,000 (annual sales).
• Applicant must be a Micro Enterprise Company with 
• Must not have any adverse track record with any Financial Institutions.

Financing Concept

• Commodity Murabahah Term Financing-i (CMTF-i)
• Commodity Murabahah Revolving Financing  (CMRF-i)

Margin of Financing

• ​Up to 100%

Financing Limit

• Minimum : RM100,000
• Maximum : RM750,000

Financing Tenure

• Up to 7 years

Profit Rate

• 7.5% pa

Collateral

• 5% cash collateral
• Sinking Fund
• Joint and several or personal guarantees of directors/shareholders

Download Small Business Financing (SBF)

Small Business Financing (SBF) Brochure

Product Disclosure Sheet ​​CMTF CMRF