SME Bank

Bumiputera Supply Chain Fund Financing Program is a collaborative financing program with TERAJU which aims to develop a network of suppliers among Bumiputera SMEs as part of the implementation of the Bumiputera Agenda led by TERAJU. This program is expected to help them grow their business and make Bumiputera SME suppliers more competitive.

Purpose
  • Working Capital
  • Asset acquisition including machinery / equipment / computer software (excluding landed property)
Eligibility
  • Micro, small and medium enterprises as defined by SME Corp.
  • Minimum of 60% Bumiputera shareholding.
  • Not a subsidiary of GLC or MNC companies.
  • CEO/MD must be Bumiputera.
  • Majority of the Senior Management is Bumiputera.
  • Company in the manufacturing, wholesale, retail and its related sector.
Financing Facility(ies)
  • Commodity Murabahah Term Financing-i (CMTF-i)
  • Revolving Credit-i (RC-i)
  • Cash Line-i (CL-i)
  • Ijarah Thummul Bai' (ITB) Financing
  • Kafalah Bank Guarantee-i (Kafalah BG-i)
Financing Limit
  • Minimum: RM500,000.00
  • Maximum: RM5.0 million
Tenure
  • Up to 7 years with grace period of up to 12 months
Profit Rate
  • Minimum: BFR + 0.0% p.a.
  • Maximum: BFR + 1.5% p.a.
Margin of Financing
  • Up to 85% from the Bank
  • The remaining 15% of the cost is to be paid by the customer and will be reimbursed from the grant fund upon settlement of the financing.
Collateral
  • 15% security margin (reimbursement grant).
  • Any other collateral or guarantee scheme acceptable to the Bank.
Takaful
  • Takaful/insurance coverage is mandatory if the asset is given as security for the financing (if applicable). You have the option to select the service offered by our panel Takaful operators or non-panel Takaful operators.
Fees & Charges

Click here for Fees & Charges

Product Disclosure Sheet

Any further enquiries, please contact our Customer Service Centre at 03-2603 7700