Financing for Small Businesses

Regardless of the business focus, be it in manufacturing or services, the SME Bank can help you grow your business. We offer: **

	Fast approvals for loans below RM250,000.
	Loans start from as low as RM20,000 for special programmes.
	Interest rates (or profit margins for Islamic products) range from 3.75% to 7.5% depending on the source of funds).
	Attractive margins of financing of up to 90% (depending on type of facility and asset financed).
	Longer loan tenure.

** Terms and conditions apply.

For small businesses, we offer the following conventional and Islamic financial products and services:

	Working capital for the purchase of raw materials and overheads and pre-operating costs.
	Revolving working capital for contract financing.
	Term loans/Leasing/Industrial Hire Purchase for Asset Acquisition (factory, building, furniture/fittings, computers, machinery & equipment and vehicles).
	Bank Guarantees.
	Share Financing/Loan Stock Financing.