BUSINESS LOAN

 

ACTIVITIES QUALIFIED FOR FINANCING
OUT OF SCOPE
bullet Manufacturing (Preference will given to high growth sector)
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Primary agriculture (Processing and services of food products are exempted)
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Services
bullet Electrical, Gas & Water Supply
bullet Transportation, storage & communication
bullet Wholesale & Retail Trade
bullet Education
bullet Healthcare
bullet Other selected services
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Property Development
 
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Construction (Contracts from Government & Government Linked Companies (GLC))
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Gambling or any illegal activities
bullet Tourism
bullet Finance Companies
bullet Oil & Gas
bullet Mining except for quarry
bullet ICT & Biotechnology
 
bullet Other selected sectors
 

 

FUNDING
FINANCING FACILITIES
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Internal Fund
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RMK9 Funds
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Bank Negara Funds (TUB & TIKS)
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Special Fund For Tourism (SFT2)
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Rural Economic Development Scheme (SPED)
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Public Transport Development Fund (TPPA)
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Film & Drama Financing Scheme (SPFC)
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Graduates Entrepreneur Fund (TUS)
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SME Fund 2  (TIKS2)
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Terengganu State Entrepreneur Fund (DUNT)
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Foreign Funds (JBIC SMIPP, AJDF)
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Kraf
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Batik
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Kapal
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Other Funds

Conventional

bullet Term Loan
bullet Leasing
bullet Industrial Hire Purchase
bullet Bank Guarantee
bullet Revolving

 

Islamic

bullet Bai'bithaman Ajil (BBA)
bullet Bai Murabahah
bullet Bai Dayn
bullet Ijarah
bullet Ijarah Thummalbai'
bullet Kafalah

 

 

 

 

Working Capital Financing

bullet Fixed Working Capital
bullet Revolving Working Capital

 

 

Fixed Asset Financing

bullet Land
bullet Building
bullet Land & Building
bullet Machine & Equipments
bullet Motorised Vehicles

 

 

 

 

 

Equity/Investment

bullet Project initiation/ start-up financing
bullet Venture Capital Fund

Financing

bullet Ordinary Shares
bullet Preferred Shares
bullet Loan Stock

 

FACILITIES
FINANCING SCOPE
Term Loan
bullet Land & Building
bullet Construction of Building
bullet Machinery/Equipment/Plant
bullet Commercial Vehicles
bullet Renovation
bullet Furniture/Fittings
Leasing
bullet Machinery/Equipment/Plant
bullet Commercial Vehicles
Industrial Hirepurchase
bullet Machinery/Equipment/Plant
bullet Commercial Vehicles (except bus)
Fixed Working Capital
bullet Purchase of Stock
bullet Debtors
bullet Overheads
bullet Legal Fees
bullet Pre-Op i.e.: Franchise Fee, Consultancy Fee, Promotion & Branding

Revolving Working Capital

bullet Pre-Shipment
   
   
bullet Post-Shipment

 
bullet Purchase of Raw Material
bullet Purchase of Finished Goods
   
bullet Debtors
Bank Guarantee
bullet Performance Bond
bullet Advance Payment Guarante
bullet Tender Bond
bullet Guarantee to Supplier, Bank, etc.
Loan Stock
bullet Fixed Assets
bullet Working Capital
  * Maximum 30% of Paid-up Capital
Comfort Letter
bullet For Government & Government Linked Companies (GLC) Tender Submission