SME Financing Program under the Leaders Entrepreneur Acceleration Program (SME – LEAP) is to provide assistance to entrepreneurs under the SME category of small and medium size to obtain financing for business expansion.

Program Features


  • Shariah based financing concept
  • Financing of Fixed Asset
  • Financing of Working Capital

Margin of Financing

  • Up to 100%*

Financing Amount

Minimum Financing RM500,000.00
Maximum Financing RM2,500,000

Profit Rate

  • BFR + 1.50% per annum (AMR)*

Financing Tenure

Purchase of assets Up to 10 years including grace period*
Working capital Up to 7 years including grace period*



  • The business is registered with SSM / other authorized registering bodies. (Sole-proprietorship or partnership firm, or a Sdn Bhd company).
  • Business has been in operations for more than 2 years.
  • Applicants are required to attend the Leaders Entrepreneurship Acceleration Program (LEAP) by SME BANK-CEDAR.


*Terms and conditions apply


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