SME-Go is a financing program that was developed to support Going-Export (Go-Ex) programme under Malaysian External Trade Development Corporation (MATRADE). It is in-line with the Government’s initiatives to guide and enhance the growth of exports for Malaysian SMEs.



  • To provide financing platform for eligible SMEs under Go-Ex programme
  • To support SMEs that has embark or about to embark in an export industry

Program Features


  • Based on shariah financing concept
  • Financing of Fixed Asset (Plant / Machinery / Equipment)
  • Financing of Working Capital (Fixed / Revolving)
  • Bank Guarantee-i / Kafalah


Margin of Financing

  • Up to a maximum 100%* (Minimum financing amount RM250,000)

Profit Rate

  • Subject to the Bank Risk-Based Pricing


Financing Tenure

  • Up to 10 years



  • Malaysian owned business (>51% ownership): Sdn Bhd, Partnership and Sole Proprietor.
  • Minimum 3 years in business (includes years in operations). For Sole Proprietorship, Limited Liability Partnership or partnership, it must be in the same line of business.
  • Involved in government promoted industries and sectors identified by the Bank from time to time.


*Terms and conditions apply

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