i-EPF is a financing package to part finance the purchase or re-finance premises such as factory, shop-office or shop-lot in commercial complexes whether completed or under construction. The package is bundled together with working capital to support business operations and/or additional fund.
- Bai’ Bithaman Ajil for completed and under construction premise/ building
- Bai’Inah for working capital financing
Our attractive pricing
- Competitive Profit Rate
- Margin of financing of up to 150%* of Market Value (MV)
- Longer tenure up to 30 years; with grace period of up to 6 months (for completed property) and 24 to 36 months (for property under construction)
- Stamp Duty, Legal Fee, Mortgage Reducing Term Takaful (MRTT) and Valuation Cost can be included in the financing package*
- Waiver for Fire & All Peril contribution (1st year only), actual cost of searches and actual cost for Discharge of Charge (if any)
- No penalty for early settlement*
- Sole-proprietor and Partnership
- Private Limited Co within the National definition of SME
- Individual business owner
*Terms & conditions apply
For further inquiries, please contact:
Visit any of our Enterprise Centre/ Business Centre.