Introduction

i-EPF is a financing package to part finance the purchase or re-finance premises such as factory, shop-office or shop-lot in commercial complexes whether completed or under construction. The package is bundled together with working capital to support business operations and/or additional fund.

Facility

  • Bai’ Bithaman Ajil for completed and under construction premise/ building
  • Bai’Inah for working capital financing

Our attractive pricing

  • Competitive Profit Rate

Benefits

  • Margin of financing of up to 150%* of Market Value (MV)
  • Longer tenure up to 30 years; with grace period of up to 6 months (for completed property) and 24 to 36 months (for property under construction)
  • Stamp Duty, Legal Fee, Mortgage Reducing Term Takaful (MRTT) and Valuation Cost can be included in the financing package*
  • Waiver for Fire & All Peril contribution (1st year only), actual cost of searches and actual cost for Discharge of Charge (if any)
  • No penalty for early settlement*

Eligibility

  • Sole-proprietor and Partnership
  • Private Limited Co within the National definition of SME
  • Individual business owner

*Terms & conditions apply

For further inquiries, please contact:

Visit any of our Enterprise Centre/ Business Centre.

Our Branch network.

iepf

Download Brochure

pds

Disclosure Sheet