i-EPF is a financing package to part finance the purchase or re-finance premises such as factory, shop-office or shop-lot in commercial complexes whether completed or under construction. The package is bundled together with working capital to support business operations and/or additional fund.


  • Completed or under construction Premise / Building
  • Working Capital financing

Our attractive pricing

  • Competitive Profit Rate


  • Margin of financing of up to 150%* of Market Value (MV)
  • Longer tenure up to 30 years; with grace period of up to 6 months (for completed property) and 24 to 36 months (for property under construction)
  • Stamp Duty, Legal Fee, Mortgage Reducing Term Takaful (MRTT) and Valuation Cost can be included in the financing package*
  • No penalty for early settlement*


  • Sole-proprietor and Partnership
  • Private Limited Co within the National definition of SME
  • Individual business owner

*Terms & conditions apply

For further inquiries, please contact:

Visit any of our Enterprise Centre/ Business Centre.

Our Branch network.


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